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Buyer and Seller Resources

Buyers’ Checklist

March 31, 2021 by Optic Muse

After weeks or months of anticipation, nobody wants lengthy delays when it comes to closing. I’ve put together a simple, no-nonsense checklist for all your closing requirements.


BEFORE CLOSING

✓ Provide a fully executed Contract of Sale to Urban Green Realty with the Earnest Money check.

✓ Provide a copy of the Contract of Sale to the mortgage company making your loan which has been receipted by Urban Green Realty.

✓ Call your Loan Officer and make a formal loan application.

✓ Schedule inspections of the home with the inspector and seller as soon as possible. A termite inspection is required on all VA loans. Any bills to be paid at closing must be provided at least one week prior to scheduled closing date.

✓ Contact an insurance company to obtain homeowners insurance. Supply information to Urban Green Realty at least one week prior to closing.

REQUIRED AT CLOSING

✓ Drivers License or other photo identification for borrower and co-borrower (if applicable).

✓ A cashiers check is required for payment of funds over $1500 at the time of closing (made payable to Urban Green Realty). *You may also wire funds for closing. Contact Urban Green Realty office for wiring instructions.

✓ Bring any required documents to your closing that your lender has requested you provide at the closing table.

AVOID CLOSING DELAYS

✓ If you wish to review your loan documents prior to closing, please request that your mortgage company provide the documents to Urban Green Realty at least three business days prior to closing, so that copies can be provided for your review. If you will not be present at the closing to sign documents and intend to use a POA (Power of Attorney), the following must occur:

✓ Urban Green Realty and your lender must approve the POA prior to closing.

✓ The original POA must be delivered to Urban Green Realty before closing for recording with the County Clerk’s office.

✓ We must contact with you via telephone on the day of the closing to be certain you are alive and well and have not revoked the POA.


You can download a printable version of this list by clicking here

Filed Under: Buyer and Seller Resources

Seller Required Items for Closing

March 25, 2021 by Optic Muse

Not sure what you need for closing? See my comprehensive list below!


You will need to provide the following items:


✓ Daytime contact information, email, current mailing address and a forwarding address.
✓ Your Social Security or Taxpayer ID numbers.
✓ Your current mortgage contact information and loan number.
✓ Home Owner’s Association contact information.
✓ Existing survey and the Residential Real Estate Property Affidavit AKA “T-47”.
✓ A current US Government issued picture ID; drivers license, passport.
✓ Your Marital Status. A copy of a Divorce Decree or Separation Agreement, if applicable.
✓ A copy of your Family Trust, if applicable.
✓ A copy of a Probated Will, if applicable.
✓ Information concerning a bankruptcy, IRS liens, unpaid child support liens, if applicable.
✓ Current “Home Warranty” information, if any.
✓ If one of the parties will not be at closing, alert our office to prepare a Power of Attorney or prepare for a remote closing.



You can download a printable version of this list by clicking here

Filed Under: Buyer and Seller Resources

Moving Home Checklist

March 25, 2021 by Optic Muse

Love it or loathe it, moving house can be stressful experience. Here are some of my top tips for those of you who want to get organised!


1 – 2 MONTHS BEFORE YOUR MOVE

✓ Keep, sell, give or trash
✓ Make arrangements to hire a mover or rent a truck
✓ File a change of address form at the post office or online at moversguide.usps.com
✓ Change address on any subscriptions
✓ Organize school records
✓ Transfer medical, property, fire & auto insurance
✓ Create a binder of important information & documents
✓ Plan what will go where in your new home
✓ Collect boxes & packing supplies

2 – 3 WEEKS BEFORE YOUR MOVE

✓ Cancel/transfer utilities
✓ Confirm travel plans
✓ Forward medical records
✓ Make babysitting and/or pet care arrangements for moving day
✓ Transfer/update your bank account
✓ Pack up items in the garage, attic & storage areas
✓ Confirm arrangements with movers

1 WEEK BEFORE YOUR MOVE

✓ Begin packing boxes, labeling as you fill
✓ Empty and clean your refridgerator, freezer and stove
✓ Set aside things you’ll need on the first night in the new house

THE DAY BEFORE YOUR MOVE

✓ Prepare a box of supplies for move day. Don’t forget: cleaning supplies, toiletries, bath/bedding, disposable dishes, pet food, chargers, prescriptions, eyeglasses, etc.
✓ Check closets, cabinets & drawers
✓ Get cash on-hand for the move
✓ Take out all of the trash
✓ Fully charge cell phones
✓ Make final confirmation with movers

ON MOVING DAY

✓ Keep jewelry & other valuables with you
✓ Turn off the furnace/air conditioner
✓ Turn off the sprinklers
✓ Turn off the light switches
✓ Turn over or leave your keys/ garage opener(s)

REMEMBER TO BE EXCITED! YOU’RE MOVING TODAY!



You can download a printable version of this list by clicking here

Filed Under: Buyer and Seller Resources

Is Now the Time to Buy?

March 25, 2021 by Optic Muse

There’s been so much going on in the world recently and property prices are only increasing. Does that mean that now is a bad time for potential buyers? Perhaps not!

Watch this short video to learn the Pros and Cons of buying in the current climate.

Filed Under: Buyer and Seller Resources

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Only real estate professionals who are members of the NATIONAL ASSOCIATION OF REALTORS® may call themselves REALTORS®. All REALTORS® must subscribe to NAR’s strict Code of Ethics, which is based on honesty, professionalism and the protection of the public.







Urban Green Realty, PO Box 1181, Colleyville, TX 76034

📞 817-994-8700 | 📧 [email protected]


           



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